Guidelines

Onboarding Customers with Complex Ownership Structures Q3 2025 Quarterly Training Lan’s Enterprise Limited Training Program Training Objectives What you’ll learn today: Understand obligations for penetrating complex ownership structures Identify beneficial owners through multi-layer entities Apply Enhanced CDD in high-risk scenarios Navigate trust structures and nominee arrangements Establish effective control in layered ownership Why This Matters AML/CFT Obligations Reporting entities must go beyond surface-level ownership and penetrate through complex structures to identify ultimate beneficial owners (UBOs) and effective controllers. ...

Customer Risk Rating Guideline Q1 2025 - Risk Assessment Framework Lan’s Enterprise Limited Training Program Training Objectives What you’ll learn today: Understand the risk-based approach (RBA) to AML/CFT compliance Identify key risk factors in customer assessment Apply the customer risk rating framework Recognize high, medium, and low risk indicators Implement ongoing monitoring and risk reassessment The Risk-Based Approach Two Pillars of AML/CFT Compliance Holistic Risk Assessment Business-wide risk evaluation Product, service, and channel analysis Targeted Risk Assessment ...

Enhanced Customer Due Diligence ECDD Best Practice Lan’s Enterprise Limited Training Program Training Objectives What you’ll learn today: Define clear internal criteria for identifying ECDD category customers Demonstrate effectiveness of automated and manual ECDD systems Apply risk-based approach to Source of Funds/Wealth verification Implement proper documentation and monitoring procedures Recognize key risk indicators requiring enhanced verification Why ECDD Matters Critical Foundations ECDD is mandated by AML/CFT regulations when higher risk is identified ...